Send, swap, tip & manage XLM and tokens instantly. No downloads, no signups — just start chatting.
A full-featured Stellar wallet that fits in your Telegram app.
Send tokens to any bot user instantly with zero fees. No blockchain wait times for internal transfers.
Swap tokens directly on the Stellar DEX. Best available price with real-time quotes and low spread.
Tip friends in group chats or rain tokens to active members. Build community and reward engagement.
Real-time prices for all supported tokens. Set custom alerts and never miss a price movement.
Deposit via unique memo. QR code support. Automatic detection within seconds.
Optional PIN for every withdrawal. 3 wrong attempts = 30 min lockout. Your funds stay safe.
No downloads, no KYC, no complicated setup.
Search @XPayWalletBot on Telegram or tap the button above. Send /start to create your wallet.
Send XLM or tokens to the bot's address with your unique memo. Funds arrive in seconds.
Send, swap, tip, withdraw — everything from the chat menu. Fast, simple, powerful.
Trade and hold the most popular Stellar tokens.
Your funds are protected by multiple layers of security.
AES-256-GCM encryption with split-shard storage. Keys never exist in memory longer than needed.
Optional withdrawal PIN with brute-force lockout. PIN messages auto-deleted for privacy.
Automated reconciliation compares on-chain and internal balances every hour.
Join thousands of users managing Stellar assets in Telegram.
Open @XPayWalletBot